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MARKET BENCHMARKS · HMDA PUBLIC DATA

Arkansas mortgage market benchmarks

Arkansas origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

66,490

+12.6% vs 2024

2024: 59,041

Volume 2025

$18.14B

originated $
2024: $12.97B

Denial rate 2025

18.2%

denied / actioned
2024: 20.0% denied / actioned

Reporting lenders 2025

820

HMDA reporters
2024: 766 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$6.3B$12.5B$18.8B$25B20182019202020212022202320242025$18.14B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%12.1%24.3%2018201920202021202220232024202518.2%

Arkansas market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
2025820117,55766,490$18.14B2025 origination volume66,490 loans originated18.2%2025 denial rate117,557 applications actioned58.0%37.5%
2024766107,04259,041$12.97B2024 origination volume59,041 loans originated20.0%2024 denial rate107,042 applications actioned60.8%31.6%
202375998,66254,307$11.50B2023 origination volume54,307 loans originated20.9%2023 denial rate98,662 applications actioned65.8%26.9%
2022810125,03171,491$16.08B2022 origination volume71,491 loans originated18.8%2022 denial rate125,031 applications actioned60.7%41.3%
2021791169,055105,513$21.78B2021 origination volume105,513 loans originated14.8%2021 denial rate169,055 applications actioned47.8%61.8%
2020724157,173100,210$19.35B2020 origination volume100,210 loans originated14.9%2020 denial rate157,173 applications actioned47.0%58.7%
2019692111,24468,064$12.08B2019 origination volume68,064 loans originated19.2%2019 denial rate111,244 applications actioned60.9%40.9%
2018679103,44461,985$9.80B2018 origination volume61,985 loans originated21.1%2018 denial rate103,444 applications actioned64.2%36.4%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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