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MARKET BENCHMARKS · HMDA PUBLIC DATA

Connecticut mortgage market benchmarks

Connecticut origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

74,717

+11.8% vs 2024

2024: 66,840

Volume 2025

$27.03B

originated $
2024: $21.73B

Denial rate 2025

17.4%

denied / actioned
2024: 19.3% denied / actioned

Reporting lenders 2025

702

HMDA reporters
2024: 694 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$25B$50B$75B$100B20182019202020212022202320242025$27.03B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%12.4%24.9%2018201920202021202220232024202517.4%

Connecticut market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
2025702125,41174,717$27.03B2025 origination volume74,717 loans originated17.4%2025 denial rate125,411 applications actioned47.7%44.2%
2024694112,62966,840$21.73B2024 origination volume66,840 loans originated19.3%2024 denial rate112,629 applications actioned52.6%36.0%
2023731105,43962,916$19.66B2023 origination volume62,916 loans originated19.0%2023 denial rate105,439 applications actioned56.5%30.0%
2022781149,15489,196$31.63B2022 origination volume89,196 loans originated17.2%2022 denial rate149,154 applications actioned50.2%48.2%
2021764240,749154,151$51.10B2021 origination volume154,151 loans originated12.5%2021 denial rate240,749 applications actioned36.5%74.0%
2020747210,289131,650$41.53B2020 origination volume131,650 loans originated13.4%2020 denial rate210,289 applications actioned38.7%66.9%
2019686138,98982,905$24.16B2019 origination volume82,905 loans originated19.0%2019 denial rate138,989 applications actioned50.4%50.0%
2018682123,89072,573$20.29B2018 origination volume72,573 loans originated21.6%2018 denial rate123,890 applications actioned56.7%41.2%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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