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MARKET BENCHMARKS · HMDA PUBLIC DATA

Delaware mortgage market benchmarks

Delaware origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

27,033

+11.3% vs 2024

2024: 24,280

Volume 2025

$8.05B

originated $
2024: $7.01B

Denial rate 2025

18.2%

denied / actioned
2024: 20.5% denied / actioned

Reporting lenders 2025

558

HMDA reporters
2024: 538 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$5B$10B$15B$20B20182019202020212022202320242025$8.05B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%12.5%24.9%2018201920202021202220232024202518.2%

Delaware market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
202555845,95727,033$8.05B2025 origination volume27,033 loans originated18.2%2025 denial rate45,957 applications actioned52.1%43.2%
202453842,07324,280$7.01B2024 origination volume24,280 loans originated20.5%2024 denial rate42,073 applications actioned56.3%35.9%
202354138,10521,826$6.49B2023 origination volume21,826 loans originated20.8%2023 denial rate38,105 applications actioned61.1%29.1%
202260754,28431,541$9.36B2022 origination volume31,541 loans originated18.3%2022 denial rate54,284 applications actioned54.8%44.9%
202160389,27856,679$15.81B2021 origination volume56,679 loans originated13.6%2021 denial rate89,278 applications actioned37.7%72.1%
202057477,62949,642$14.00B2020 origination volume49,642 loans originated13.0%2020 denial rate77,629 applications actioned37.5%66.9%
201953551,17031,186$7.77B2019 origination volume31,186 loans originated17.9%2019 denial rate51,170 applications actioned52.5%48.1%
201855144,24026,001$6.13B2018 origination volume26,001 loans originated21.7%2018 denial rate44,240 applications actioned59.6%38.2%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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