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MARKET BENCHMARKS · HMDA PUBLIC DATA

Missouri mortgage market benchmarks

Missouri origination trends 2018–2025 from HMDA public data: volume, denial rates, and purchase vs refinance mix. Free and open — no account required.

Originations 2025

146,780

+12.1% vs 2024

2024: 130,974

Volume 2025

$35.96B

originated $
2024: $30.30B

Denial rate 2025

15.1%

denied / actioned
2024: 16.2% denied / actioned

Reporting lenders 2025

1,035

HMDA reporters
2024: 1,001 reporters

Origination volume by year

Dollar volume of originated loans

$ VOLUME · HOVER FOR UNITS
$0$25B$50B$75B$100B20182019202020212022202320242025$35.96B

Loan purpose mix

Share of 2025 originations

Denial rate by year

Denials / actioned applications (CFPB convention)

0.0%9.8%19.7%2018201920202021202220232024202515.1%

Missouri market by year

YEARLENDERSAPPLICATIONSORIGINATIONSVOLUMEDENIALPURCHASEREFI
20251,035236,542146,780$35.96B2025 origination volume146,780 loans originated15.1%2025 denial rate236,542 applications actioned54.3%42.6%
20241,001211,813130,974$30.30B2024 origination volume130,974 loans originated16.2%2024 denial rate211,813 applications actioned58.5%36.4%
20231,026190,754118,332$26.35B2023 origination volume118,332 loans originated16.5%2023 denial rate190,754 applications actioned63.3%29.5%
20221,001256,042162,434$37.12B2022 origination volume162,434 loans originated14.7%2022 denial rate256,042 applications actioned56.0%46.1%
2021996394,170269,176$57.71B2021 origination volume269,176 loans originated10.8%2021 denial rate394,170 applications actioned39.7%72.7%
2020966394,045271,224$57.87B2020 origination volume271,224 loans originated10.5%2020 denial rate394,045 applications actioned37.5%70.8%
2019977268,761176,547$34.16B2019 origination volume176,547 loans originated14.7%2019 denial rate268,761 applications actioned52.7%51.7%
2018925232,646147,927$25.86B2018 origination volume147,927 loans originated17.1%2018 denial rate232,646 applications actioned61.2%40.1%

Attribution & methodology. Benchmarks are computed by MortRadar from Home Mortgage Disclosure Act (HMDA) public data files published by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC), covering activity years 2018–2025. Originations = loans originated (action taken 1); denial rate = denials / actioned applications (CFPB Data Browser convention); loan amounts are the public files' midpoint-rounded values. MortRadar's aggregations are derived works and are not published, reviewed, or endorsed by the CFPB, FFIEC, or any government agency. See data attribution and the disclaimer.

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